Property Details
12 Swallow Circle
Bellingham, WA 98229
$465,000
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About This Home
Tucked along a quiet one-way street in Sudden Valley with homes only on one side, this custom cedar home offers privacy, natural beauty, level access, and filtered Lake Whatcom views. The setting is hard to beat, with towering evergreens, a quiet forest across the street, and ample parking with a large, easy driveway rarely found in the neighborhood. Main floor interior features include vaulted ceilings, walls of windows, and a spacious layout filled with natural light. The updated kitchen offers stainless appliances, abundant cabinetry, and an open flow into the main living areas. The large composite wrap-around deck creates an inviting outdoor space to relax, entertain, or enjoy the peaceful surroundings and lake views. On the main floor, there's a primary bedroom with two closets and deck access, plus an additional bedroom and updated bathroom with a garden tub. Downstairs offers a huge flex space that could function as a second living area, oversized bedroom, guest space, office, exercise or hobby room, complete with walk-in closet, full bathroom, wood stove, laundry room and yard access. A partially enclosed yard area creates a great space for pets, gardening, or simply enjoying the outdoors. Close to the AM/PM beaches, this is a great opportunity to enjoy access to pools, a fitness center, golf course, parks, playgrounds, miles of trails, pickleball, basketball courts, dog parks, Lake Whatcom and more while adding your own finishing touches over time.
Property Details
Property Information
Property Type
Residential
Subtype
Single Family Residence
Status
Active
County
Whatcom
Neighborhood
Sudden Valley
Listed
May 22, 2026
Structure Type
House
Parcel Number
3704084534250000
Tax & HOA
Annual Property Tax
$3,650 (2026)
Est. Monthly Tax
$304/mo
HOA Fee
$166/monthly
HOA Includes
Common Area Maintenance, Road Maintenance, Security, See Remarks, Snow Removal
Interior Features
Bedrooms
3
Bathrooms
1.8
Living Area
1,728 sq ft
Basement
Daylight, Finished
Entry Level
Main
Interior Features
Ceiling Fan(s), Dbl Pane/Storm Window, Fireplace, Jetted Tub, Vaulted Ceiling(s), Walk-In Closet(s), Water Heater
Exterior & Lot
Lot Size
0.13 sqft
Year Built
1972
Exterior Materials
Wood
Parking
Driveway
Sewer
Sewer Connected
Water Source
Public
Lot Features
Paved
Exterior Features
Wood
Community & Access
Community Features
Athletic Court, Boat Launch, CCRs, Club House, Community Waterfront/Pvt Beach, Golf, Park, Playground, Trail(s)
Directions
Take Lake Whatcom Boulevard to Sudden Valley Gate 2 entrance, Marigold Drive. Right onto Lake Louise Drive. Left onto Grand View Lane. Right onto Swallow Circle. Please note Swallow Circle is ONE WAY.
Location
City
Bellingham
County
Whatcom
Coordinates
48.71283, -122.31779
Schools
School District
Bellingham
Elementary School
Geneva Elem
Middle School
Kulshan Mid
High School
Bellingham High
HOA / Association
HOA Fee
$166 / Monthly
HOA Includes
Common Area Maintenance, Road Maintenance, Security, See Remarks, Snow Removal
Additional Information
Tax Year
2026
Annual Taxes
$3,650
Possession
Array
Community Features
Athletic Court, Boat Launch, CCRs, Club House, Community Waterfront/Pvt Beach, Golf, Park, Playground, Trail(s)
Inclusions
Dishwasher(s),Dryer(s),Garbage Disposal,Refrigerator(s),Stove(s)/Range(s),Washer(s)
Mortgage Calculator
Estimated Monthly Payment
$0
Down Payment
$0
Loan Amount
$0
Provided by Beyond Real Estate, LLC
Down Payment Assistance Available
This property may qualify for homebuyer assistance programs
Find out if you’re eligible for down payment assistance programs that could help make this home more affordable. Programs can provide thousands of dollars toward your down payment and closing costs.
Check Your EligibilityBased on information submitted to the MLS GRID as of June 1, 2026 11:14 AM. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 NWMLS. All rights reserved.
IDX information is provided exclusively for consumers’ personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Copyright 2026 NWMLS. All rights reserved.
